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Monday, April 2, 2012
Mega Millions winners are rich, but not THAT rich
The $1.46 billion that Americans are expected to spend on Mega Millions lottery tickets could buy: 26 trips to the International Space Station on a Russian Soyuz spacecraft; more than 2.9 million new iPads at the starting price of $499; 12,000 Maserati GranTurismo sports cars; gasoline for 685,000 American households for a year; or a 73 percent share of the Los Angeles Dodgers, based on the $2 billion Magic Johnson and other investors agreed to pay this week for the baseball franchise. (AP Photo, File)
The $1.46 billion that Americans are expected to spend on Mega Millions lottery tickets could buy: 26 trips to the International Space Station on a Russian Soyuz spacecraft; more than 2.9 million new iPads at the starting price of $499; 12,000 Maserati GranTurismo sports cars; gasoline for 685,000 American households for a year; or a 73 percent share of the Los Angeles Dodgers, based on the $2 billion Magic Johnson and other investors agreed to pay this week for the baseball franchise. (AP Photo, File)
Dinkensh Dubiyo, center, sells lottery tickets at a Baltimore 7-11 store where one of the winning lottery tickets for the record-breaking $640 million Mega Millions jackpot was sold Saturday, March 31, 2012. (AP Photo/Steve Ruark)
A customer walks out of the Riverside Travel Center in Hilton, Ga., late Friday night after purchasing a lottery ticket for the Mega Millions Lottery which reached an estimated jackpot of $645 million for Friday night's drawing. (AP Photo/Jay Hare, The Eagle)
Maria Fernandez, of Tijuana, Mexico, fills out a lottery ticket for her chance to win the $640 Mega Millions jackpot near the port of entry between Tijuana and San Diego Friday, March 30, 2012, in San Diego. Many Mexicans from the border city of Tijuana joined their American counterparts in buying in to a chance at what could end up being the single biggest lottery payout the world has ever seen. (AP Photo/Gregory Bull)
Dennis Higgins of Seaford, Del., left, buys a Mega Millions lottery ticket at the Royal Farms on N. Salisbury Blvd. in Salisbury on Friday, March 30, 2012. Lottery ticket lines across the U.S. swelled Friday as players drawn by a record $640 million Mega Millions jackpot took a chance at becoming an overnight millionaire. The jackpot odds were at 1 in 176 million. Employees Shoneek Taylor and Vicki Sharples are at right. (AP Photo/The Daily Times, Laura Emmons) NO SALES
ST. LOUIS (AP) ? Congratulations, Mega Millions winners! You've just won the biggest lottery in history! Move over Bill Gates and Warren Buffett!
Not so fast, Richie Rich.
There's no doubt that you're now each a member of the 1 percent. A life of comfort and leisure awaits, and managed wisely, it just might await your friends and family for generations to come.
Let's just not get carried away.
A luxury box at the stadium you can afford, but forget about buying the franchise and becoming the "No. 1 fan" of your favorite NFL or Major League Baseball team. The Los Angeles Dodgers just sold for $2 billion, besting the NFL record price of $1.1 billion for the Miami Dolphins by nine times your take-home winnings.
If you'd like to turn the keys at the sweetest pad in New York City ? an $88 million apartment at 15 Central Park West ? you'll have to spend nearly all of it to close the deal. But don't get into a bidding war: You're sure to lose out to the current owner, the 22-year-old daughter of a Russian billionaire.
Even if you're looking to become the next great philanthropist, your good deeds can't compete ? at least in terms of dollars and cents ? with that Gates guy. His foundation has given away close to $26 billion since it was established in 1994.
So, you've got some catching up to do. Don't worry, you're starting from a good place.
In the hours before the dramatic Friday night drawing, the jackpot was estimated at $640 million. If you each take the lump-sum payout, the cartoon checks made out to you will be worth about $150 million. Uncle Sam gets his share, and your state might, too.
All told, you'll each have roughly 100 million reasons to call April 2, 2012, the best Monday morning of your life.
If you follow the advice of those who know money, you won't splurge on those big-ticket items that you can afford, such a top-of-the-line Gulfstream G650 jet ($64 million, excluding pilot, maintenance, hanger and fuel costs) and a place to fly it, your own private island (let's call that $25 million even).
Had you won the whole pot, and invested the $300 million conservatively, Steve Fazzari, an economics professor at Washington University in St. Louis, said you could have expected to collect a nice "salary" of about $7 million "after taxes every year for the rest of your life and the rest of the life of your heirs."
Put another way, that's $19,000 a day. Forever. And even a one-third share of that is pretty sweet. "If you put it in perspective, you're pretty rich," Fazzari said.
It's more than enough to join up with the 1 percent, which the Congressional Budget Office pegged as households with incomes that average more than about $350,000 a year.
But it's still not all THAT much, at least according those buzzkills at Forbes. Just 30 years ago, the total after-taxes take of $300 million would have been more than enough to land a single winner on the magazine's annual list of the 400 richest Americans. In 2011, you would have needed $1.05 billion to tie four others for last place on a list topped by Gates.
In fact, your $100 million isn't even two-tenths of 1 percent of Gates' estimated $61 billion net worth. Using Fazzari's math on conservative investing, the Microsoft co-founder can expect to bring in an annual salary of $1.4 billion ? or 14 times your share of the historic jackpot.
But that's Bill Gates, America's richest man. Surely you'll be the richest guy on your block?
Perhaps, but not in the city centers of New York, Chicago and Los Angeles. In Chicago alone, Forbes says there are 18 billionaires, including six members of one family.
Even in a smaller city such as St. Louis, you're likely to find yourself a handful of zeros from the top: Under the Gateway Arch, the big money belongs to Enterprise Rent-A-Car's Jack Taylor and his family. They're worth an estimated $9 billion.
But none of that matters, right? So what if there are hundreds of billionaires out there whose wealth makes yours look like that of a pauper, or that there are limits you never imagined facing to a jackpot you could ever imagine winning. Surely that $100 million will at least solve all your cares and provide a lifetime of happiness.
Yeah, not so much.
"After they win the jackpot, most of them self-destruct and they end up much more unhappy than they were before," Dr. Tom Manheim, who offers financial therapy in Solana Beach, Calif. "It's really kind of a sad state of our economy where we think that money, once again is going to bring us happiness, and it doesn't."
So, uh, yeah, congratulations, we guess, to the Mega Millions winners.
(And no, those of us who didn't win aren't bitter. Not one little bit.)
___
Tarm reported from Chicago.
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Smart Travel & Incentives Reviews Miami Beach In Florida
Orlando, Florida (I-Newswire) April 1, 2012 - 
Beyond its radiant sun surf and sand, Miami Beach has a long and rich history as an entertainment and cultural vacation destination. Miami Beach, Florida, is considered by many to be America?s Riviera; a cosmopolitan city whose residents are as diverse as its visitors.
Miami beach visitors can enjoy over 7 miles of Beaches, 3 Golf Courses, 20 Parks, amazing art and culture as well as world-class shopping.
Miami Beach is seen as a trend-setting arts and entertainment Mecca, and a shopping and cultural wonder by visitors, world travelers, celebrities and locals alike. Miami Beach has always been a tourist-friendly vacation hot spot, but the city offers so much more now. Miami Beach is no longer just a place to lay on the beach soaking up the sun, due to an economic boom that has sprung from the refurbishment of the Art Deco Historic District. From caf??s, clubs and shopping along South Beach?s Ocean Drive, Lincoln Road, and Washington Avenue; the international hotels and restaurants of Collins Avenue and Middle Beach; to the re-emerging neighborhood in North Beach, Miami Beach offers visitors and residents a dazzling array of amenities to enjoy.
In 1979 Miami Beach's Art Deco Historic District was listed on the National Register of Historic Places. The Art Deco District is the largest collection of Art Deco architecture in the world[6] and comprises hundreds of hotels, apartments and other structures erected between 1923 and 1943. Mediterranean, Streamline Moderne and Art Deco are all represented in the District. The Historic District is bounded by the Atlantic Ocean on the East, Lenox Court on the West, 6th Street on the South and Dade Boulevard along the Collins Canal to the North. The movement to preserve the Art Deco District's architectural heritage was led by former interior designer Barbara Capitman, who now has a street in the District named in her honor.
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Montana State University chosen as one of America's top universities in environmental studies
Enviance, Inc. and Environmental Leader recently named Montana State University as one of the "Sustainable 16," a group of 16 colleges and universities exemplifying excellence in environmental academics in the first-ever March Madness Tournament for Environmental Studies.
"The 'Sustainable 16' has been selected from a highly competitive field of colleges and universities who responded to our survey looking for the top environmental studies programs in the country," said Lawrence Goldenhersh, CEO and president of Enviance, and a tournament judge.
"These are the institutions that will prepare the next generation of environmental professionals to lead environmental compliance, sustainability and social responsibility programs for some of the world's largest companies," Goldenhersh said.
Based in Carlsbad, Calif., Enviance is a leading provider of environmental enterprise resource planning software, with more than 17,000 users in 49 countries. Environmental Leader is a daily trade publication for corporate executives on energy, environmental and sustainability news.
MSU has a range of programs committed to sustainability and environmental sciences, including the Associated Students of Montana State University Sustainability Center, the Department of Land Resources and Environmental Sciences, degrees in environmental engineering, environmental studies, and sustainable food and bioenergy systems. Bruce Maxwell, professor in the Department of Land Resources and Environmental Sciences, oversaw MSU's application to the competition.
The March Madness Tournament for Environmental Studies was designed to evaluate colleges and universities on their academic and sustainability prowess as it relates to the environment, in a format similar to the NCAA Men's College Basketball Tournament. The tournament sponsors sent surveys to more than three dozen of the country's top environmental universities and also accepted open submissions from other qualified schools.
In order to be considered for the Sustainable 16, schools were required to fill out a survey covering topics related to curriculum, graduation rate, facilities and student retention, which was then evaluated by a panel of expert judges.
Judges for this year's tournament included:
Peter Fox, principal & chairman of The Brattle Group
Velislava Ivanova, director of global sustainability at CH2M HILL
Larry Goldenhersh, CEO & president of Enviance
Nick Johnson, managing consultant at Trinity Consultants
Don Cuffel, manager of environmental engineering at Valero/California
The Sustainable 16 are (alphabetically):
1. Baylor University
2. Colby College
3. Colorado State University
4. Cornell University
5. Duke University
6. Humboldt State University
7. Montana State University
8. Ohio State University
9. Purdue University
10. Rochester Institute of Technology
11. Temple University
12. University of California, Davis
13. University of Florida
14. University of Michigan - Dearborn
15. UNC Asheville
16. University of Texas at Arlington
Contact: Bruce Maxwell, 406-994-5717, bmax@montana.edu
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Celtic edge towards title with another win
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Sunday, April 1, 2012
Absolutely FREE Web Business Tutorials For Online Business Start Up
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